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Benefits Package

Great Southern offers a benefit package that covers everything from physical to financial planning and retirement. Our providers bring competitive and quality benefits to our employees.

Medical Plan

Great Southern offers full time employees’ medical coverage through Blue Cross Blue Shield of Mississippi. Deductibles and co-pays are affordable for those that use In-Network providers. There is a sixty day waiting period.

Dental Plan

Great Southern offers full time employees’ dental coverage through Delta Dental. Basic and major dental procedures are covered as well as diagnostic and preventive services.

401-K Plan

The 401-K plan is available to both full and part time employees. Pre-tax salary contributions will be matched at 100% up to 4% of gross salary with no vesting schedule. Multiple investment choices are available.


The Employee Stock Ownership Plan is a defined contribution plan, or a form of retirement plan. After the completion of one year of service an ESOP can provide employees with stock ownership. ESOP shares are allocated to employees and held in a trust until retirement or termination.

Life Insurance

Great Southern Bank provides basic life insurance coverage that is equivalent to 1 ½ times annual salary for full time employees. This life insurance is provided at no cost to the employee and has a 90 day waiting period. Accidental Death and Dismemberment is also provided.

Long Term Disability

A disability benefit of 60% of annual compensation is provided for employees that become disabled and are off work for 90 days or longer.

Reimbursement Accounts (Cafeteria Plan)

Great Southern Bank offers reimbursement accounts that will allow the cost of medical, dental and vision expenses not covered by medical/dental plans to be reimbursed with “no-tax” dollars. This also applies to dependent daycare expenses.

Family Medical Leave

Up to 12 weeks (26 weeks for a military caregiver) during a 12 month period. The leave may be paid, unpaid or a combination thereof and may consist of sick, vacation or any other leave time available.

Other Benefits

Great Southern offers other benefits. For example, federal holidays, vacation time, sick pay, supplemental insurance through pre-tax dollars, free checking account and free personalized checks.