Convenient Personal Checking

At Great Southern Bank, we provide a variety of accounts to match your financial needs and lifestyle. We offer business and personal checking that supplies you with detailed records and monthly statements to help you keep up with expenses and income. Additionally, we provide free online banking with complimentary bill pay and phone banking.

Personal checking accounts with Overdraft Privilege Service (ODP) are subject to approval and are limited to one ODP account per household. Services and fees are subject to change. All deposit accounts are FDIC insured.

Great $en$e Checking Accounts

Great $en$e Checking is a tailor-made club account for customers who appreciate technology-driven services with a layer of security and member rewards that can both save and earn money. An opening deposit of $100 is required, and accounts with daily collected balances greater than $1,000 earn interest. In addition to the benefits listed below, the following monthly service charges apply:

Paper Statement with Images

  • Daily Collected Balances Greater Than $5,000: No Fee
  • Daily Collected Balances Greater Than $500: $6
  • Daily Collected Balances Less Than $500: $8

E-Statement with Images

  • Daily Collected Balances Greater Than $5,000: No Fee
  • Daily Collected Balances Greater Than $500: $4
  • Daily Collected Balances Less Than $500: $6

Great $en$e Benefits

  • Annual Free Order of Single Wallet Great Southern Bank “Pineapple” Logo Checks ($20 Value)
  • Entertainment and Travel Discounts (Vary Based on Merchant)
  • Free Great Southern Bank Debit Card with the $6 Annual Fee Per Card Waived for Each Account Owner
  • 24-Hour Coverage for $10,000 Accidental Death and Dismemberment Insurance
  • $5,000 Identity Fraud Expense Reimbursement Coverage Per Year Per Account Owner
  • 3-in-1 Credit File Monitoring with Equifax Score—a $22.50 Monthly Value
  • $40 Cash Back Member Reward Per Year for Each Account Owner
  • $60 Gas and Gift Cards Discount Per Year for Each Account Owner

Great Life Checking

Great Life Checking is designed for customers 50 or older who have reached a point in life where they can take advantage of the club account’s technology-driven services and rewards while keeping familiar favorites. An opening deposit of $100 is required to open this account and accounts with daily collected balances greater than $1,000 earn interest. In addition to the benefits listed below, the following monthly service charges apply:

Paper Statement with Images

  • Daily Collected Balances Greater Than $1,000: No Fee
  • Daily Collected Balances Less Than $1,000: $8

E-Statement with Images

  • Daily Collected Balances Greater Than $1,000: No Fee
  • Daily Collected Balances Less Than $1,000 $6

Great Life Benefits

  • Entertainment and Travel Discounts (Vary by Merchant)
  • Free Annual Order of Single Wallet Great Southern Bank “Pineapple” Logo Checks ($20 Value)
  • Free Great Southern Bank Debit Card with the $6 Annual Fee Per Card Waived for Each Account Owner
  • Free Notary Service
  • Free Photocopy and Fax Services
  • 24-Hour Coverage for $10,000 Accidental Death and Dismemberment Insurance
  • $5,000 Identity Fraud Expense Reimbursement Coverage Per Year Per Account Owner
  • 3-in-1 Credit File Monitoring with Equifax Score—a $22.50 Monthly Value
  • $40 Annual Cash Back Member Rewards for Each Account Owner
  • $60 Annual Gas and Gift Cards Discount for Each Account Owner
  • 25% Discount on Annual Safe Deposit Box Rent (Subject to Availability)

Great Start Checking

Great Start Checking is designed for high school or college students up to age 25. A minimum deposit of $100 is required to open this account and start a banking relationship that will serve as the foundation for their long-term financial plan. This account does not have a monthly service charge, minimum balance requirement, or Overdraft Privilege (ODP) Service. An e-statement is required with this account. The primary account owner receives a free Great Southern Bank debit card. At age 25, the account will be converted to Great Choice Checking, and applicable fees will apply.

Great Choice Checking

Great Choice Checking is available if you prefer to keep it simple and want an account with basic modern conveniences like e-statements and debit cards without the added benefits offered in the club account. This account can be opened with a $100 deposit and has no minimum balance requirement. You choose your monthly service charge:

  • Paper Statement with Images: $5
  • E-Statement with Images: $3